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USDA Loans

We'll help you enjoy country living with a special home loan.

If you're a qualified borrower looking for a home in a quieter, more rural area, a USDA Loan may be an ideal choice. Backed by the U.S. government, these loans feature favorable terms for borrowers who meet specific income limits. And USDA Loans are not just for homes in farming communities. If you’re looking for a Massachusetts home in areas like Rehoboth, Swansea, Somerset, Berkley, Dighton, Freetown, Norton, Westport or Raynham, or are considering a Rhode Island home in South County, or towns like Tiverton, Portsmouth, Little Compton, West Greenwich, Chepachet, Foster, or Glocester, a USDA Loan from BankFive could* be a great fit!

Find your home away from the city:

  • Property must be located in an eligible rural area
  • No down payment required
  • Available to both first-time buyers and repeat buyers
  • Property must be used as a primary residence
  • Refinancing options available
  • Income and credit requirements apply

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At this time we are not accepting USDA loan applications, but our mortgage specialists would be happy to help you find a suitable alternative financing product. Please contact us today for assistance.

* Property must be located in an eligible rural area. Please note that certain areas of the cities and towns listed above may not be eligible. To determine if a particular address is eligible, please refer to the USDA Income and Property Eligibility Site.


April 15
We had an incredibly easy time with the…
We had an incredibly easy time with the closing . Everything went smoothly. I couldn’t be any happier with the service we received . We have long been customers of Bank5 since before it was Fall River 5cent savings bank , and look forward to staying with them for the long haul.
April 14
Monica is great
Monica is great! Great rates, easy to work with, expectations of paperwork and closing process were clear
March 24
Easy process with a fantastic loan…
Easy process with a fantastic loan officer. I would be happy to send referrals to Elizabeth Tetzner.
March 24
Easy and fast
Easy and fast, quick and efficient service. Would recommend to all. Top notch service
March 24
Mortgage and Lending Staff is Phenomenal
The lending staff that I dealt with for my loan were courteous, efficient and went all out, even after hours, to make sure that my loan request was complete and accurate before it went to the underwriter. I feel that this extra effort on all of their parts made the underwriting review streamlined and thus achieved a very favorable outcome both in rate and in terms.
Aldo Petronio
March 24
Jim Hanewich made this process as…
Jim Hanewich made this process as stress-free as possible. He found me the best refinance possible and was open and honest every step of the way.
March 24
I have a wonderful experience with…
I have a wonderful experience with BankFive been with the bank for years. Monica In the loan department was absolutely the best. She went above and beyond for me I was in contact regularly she a very personable which is very important. Would gladly recommend her for future business. Everyone I dealt with at BankFive was very nice . Thanks again
Cheryl Cordeiro
March 10
Great service
Great service , Monica was very helpful! And made the process stress free
March 04
Arthur is transparent and seamless as a…
Arthur is transparent and seamless as a mortgage broker. I highly recommend working with him.
March 03
My experience with BankFive was great
My experience with BankFive was great. Everyone was very friendly and helpful. Would definitely recommend them.
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