Better, Together.


Your financial well-being is our priority. Beyond our valuable products and services, we're happy to provide informative articles on a variety of financial topics, and tips you can put into action.

people working on business planning at desk
Marissa Scott
Business

Preparing Your Business for an Emergency

While you can’t prevent the unexpected, there are steps you can take to prepare your business for emergencies ahead of time.

person on business social media
Marissa Scott
Business

5 Tips for Building Your Social Media Presence as a Small Business

If used correctly, social media can be a powerful and relatively inexpensive marketing and engagement tool for your business. 

Hand & Halo floral preservation block
Marissa Scott
Local Business Spotlights

Local Business Spotlight: Hand & Halo

Caitlin Cabral, owner of Hand & Halo, says she didn’t set out to start her own business. Four years later, Caitlin's products have evolved into resin preservation. 

business owner on laptop
Marissa Scott
Business

Do I need an EIN for My Business?

Obtaining an EIN is something that should be on every new business owner’s to-do list when starting out. Take a closer look at what an EIN is, and when it’s required.

business people looking at computer security settings
Marissa Scott
Business

Tips to Protect Your Small Business from Fraud

It’s not just large companies that are targeted by fraudsters - small businesses are also at risk. Here are some tips to help protect your business from fraud.

business owner accepting card payment
Marissa Scott
Business

Things You Should Know about Merchant Services for Your Business

Dive in to help answer some basic questions about payment processing and merchant services.

person on calculator holding lightbulb with coins staked on desk
Marissa Scott
Business

5 Tips to Help Your Business Reduce Energy Bills

Small changes can add up over time – helping your cash flow as well as the environment. Here are some tips to make a commitment to energy efficiency in your business.

business owners reviewing finances
Marissa Scott
Business

4 Accounting Formulas Every Business Owner Should Know

Being familiar with basic accounting formulas and knowing how to calculate them will allow you to better track the financial health of your company. 

business owner looking at tablet
Marissa Scott
Business

5 Tips for Purchasing Business Software and Tools

In today’s tech-driven world, there is an app or program for just about any business need and in most cases, multiple options for the same solution.

woman working on laptop with baby
Marissa Scott
Business

6 Tips for Work-Life Balance as a Small Business Owner

Running your own business takes hard work and dedication. Here are some suggestions to help you strike a balance between your business and your personal life.

person on laptop writing in notebook
Marissa Scott
Business

Choosing a Business Structure: Corporations Explained

Here we discuss some advantages and potential disadvantages of incorporating your business.

Employee Retention Credit form and pen on desk
Marissa Scott
Business

What Your Business Should Know About the Employee Retention Credit

The ERC was first announced in 2020, and is a refundable tax credit for eligible employers. Take a look at what this could mean for you as a business owner.

woman working at home office desk
Marissa Scott
Business

Making Self-Employment Work as a Small Business Owner

Before making the leap into self-employment it’s important to evaluate all aspects the decision to determine if it’s the right move for you. 

two business people shaking hands
Marissa Scott
Business

Tips for a Business Succession Plan

Having a business succession plan in place can eliminate the stress associated with a transition of ownership, and ensure it is done correctly if plans change quickly. 

café employee looking at tablet
Marissa Scott
Business

How to Prepare Your Business for a Recession

With many experts predicting a recession, it’s smart to take steps to prepare your small business in case it does become reality. Here are some things to focus on.

SBA loan documents, calculator and pen on desk
Marissa Scott
Business

How to Apply for an SBA Loan

Whether you're starting a small business or looking to grow an existing one, here is some guidance for receiving assistance through the Small Business Administration.

Person on laptop with several icons in front
Marissa Scott
Business

5 Tips for Setting up a Payroll System for Your Business

Regardless of how you choose to tackle the setup of your payroll system, here are 5 important tips to keep in mind.

Stamper reading "NONPROFIT"
Marissa Scott
Business

Funding Options for Non-Profit Organizations

Although many non-profit organizations operate similarly to for-profit businesses, finding and qualifying for funding can be more difficult for non-profits.