* Minimum $25 balance to open and earn interest. Variable rate, 0.05% Annual Percentage Yield (APY) as of 12/10/2019. Rate may change after account opening. Promotional offer may be withdrawn at any time. Fees may reduce earnings. Participants must be 18 years of age or older, and a legal resident of Massachusetts. One account per primary tax identification number; one signer per account. One penalty free withdrawal per month, $5.00 withdrawal service charge for second and third withdrawals. Upon the fourth withdrawal, the account will no longer be eligible for that month's drawing as described below. Drawing: Customers receive one entry per drawing for each $25 increase in the month-end balance (excluding the amount of any monthly or annual prize). Monthly prize is one $500 cash prize drawn each month. Annual prize is one $1,000 cash prize drawn in January each year. Prize will be deposited into the customer's account and is subject to applicable state and federal income tax reporting requirements. Drawing limited to one (1) monthly prize per account holder and one (1) annual prize per account holder per year. Drawings will be held and prize deposited into the winner's account within 10 days following month- or year-end. At account opening, customer must sign a release form allowing BankFive to use his/her name and likeness on promotional and other materials including social media. If the winner cannot be reached via the phone number or email address within 5 business days, a disqualification will result and an alternate winner will be drawn.