Fees

Account Activity Print-Out

$5.00

Account Research or Balancing Assistance (per hour)

$20.00

ATM Withdrawal Service Charge at Non BankFive ATM

Non-proprietary
If you use an Automated Teller Machine (ATM) that is not operated by us, you may be charged a fee in addition to our charge by the operator of the machine and/or by an automated transfer network. There is no charge at ATM’s owned and operated by BankFive.

$1.50

ATM card transaction limits

You may not exceed $250.00 in withdrawals per day at an ATM machine. You may not exceed $250.00 in transactions at a Point of Sale (POS).

Debit Card transaction limits

You may not exceed $500.00 in withdrawals per day at an ATM machine. You may not exceed $1,000.00 per day in transactions at a Point of Sale (POS).

Relationship Account Customer transaction limits

You may not exceed $500.00 per day in withdrawals from an ATM machine. You may not exceed $1,500.00 per day in transactions at a Point of Sale (POS). You may also request a daily limit other than that stated in this disclosure.

Cashier’s Check

$5.00

Cashier’s Check for customers 18 and under and 65 and over

$2.00

Certified Check

$15.00

Check Photocopy
(25 free copies allowed per year when requested)

$5.00

Checking Printing

Varies by style ordered

Coin Counting/Processing Fee

1% - 5% (see specific fees below)

Coin Counting/Processing Fee for customers using 79 North Main St. Fall River, MA branch

1%

Coin Counting/Processing Fee for customers using 160 County St. New Bedford, MA branch

1%

Coin Counting/Processing Fee for customers using any other branch location

3%

Coin Counting/Processing Fee for non-customers

5%

Collection items (per item)
(Collection items will be charged according to cost incurred in the collection process, if the cost exceeds the standard collection fees established by the bank.)

$20.00

Copy of Monthly Statement

$5.00

Escheatment Fee

$50.00

Foreign Check Conversion Fee
(additional fees incurred in the collection process will be charged to the customer)

$5.00

Foreign Currency Exchange Fee

$5.00

Foreign Currency Exchange Overnight Shipping Fee

$10.00

Foreign Currency Exchange Small Order Fee
(For orders equal or less than $300 US dollars)

$10.00

Garnishments or Levies

$25.00

Inactive Account Fee (after 2 years of no activity)

$5.00 per month

Insufficient Funds Charge (each paid item)

Fees do not apply to individuals 18 years of age and under and 65 years of age and over, except for an insufficient funds fee of $5.00 (when applicable)

Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$32.00

Insufficient Funds Charge (each returned item)

Fees do not apply to individuals 18 years of age and under and 65 years of age and over, except for an insufficient funds fee of $5.00 (when applicable)

Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$32.00

Lost Passbook Fee

$10.00

Medallion Signature Guarantee

$15.00

Money Order

For customers age 18 and under, and 65 and over, money order purchase fee is $1.00

$3.00

New Account Close-Out Fee (within 30 days of account opening)

$15.00

Night Depository Bags (each)

$25.00

Night Depository Key Replacement

$5.00

Overdraft Protection Transaction Fee (consumer per day)

Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$5.00

Overdraft Protection Transaction Fee (non-consumer per day)

Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$10.00

Overdraft Service Fee

Fee applied each day account remains overdrawn after seventh consecutive calendar day

Fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$5.00

Photocopy

$1.00

Replace ATM card

$10.00

Returned Deposited Item Charge

$7.00

Safe Deposit Box Drilling Fee

$200.00

Safe Deposit Box Late Fee (monthly)

Late fee is charged only for the first 3 months rental remains unpaid.

$5.00

Safe Deposit Box Lost Key Fee

$20.00

Safe Deposit Box Yearly Rental (10x10)

$125.00

Safe Deposit Box Yearly Rental (3x10)

$60.00

Safe Deposit Box Yearly Rental (3x4)*

*Only available at our County St. New Bedford Branch

$35.00

Safe Deposit Box Yearly Rental (3x5)

$35.00

Safe Deposit Box Yearly Rental (4x5)*

*Only available at our Country St. New Bedford Branch

$40.00

Safe Deposit Box Yearly Rental (5x10)

$75.00

Safe Deposit Box Yearly Rental (5x5)

$40.00

Signature Guarantee

$5.00

Stop Payment (all items; checks, electronic transfers)

$30.00

Temporary checks (sheet of 3 checks)

$1.00

Trustee process (per request)

Please refer to Signature Card & Agreement and Addendum for complete description of fees associated with Trustee Process

$200.00

Uncollected funds

Uncollected funds fees may be created by checks, in-person withdrawals, ATM withdrawals, or by any other electronic means, as applicable

$32.00

VISA International Service Assessment

Up to 1%

Wire transfer (domestic outgoing)

$20.00

Wire transfer (foreign outgoing)

$35.00*

Wire transfer (incoming)

$15.00