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Personal Deposit Rates

We make it a priority to strengthen your savings.

View our current rates for personal deposit accounts. We’re dedicated to helping our Massachusetts and Rhode Island neighbors get themselves on stronger financial footing.
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Rates effective 8/4/2021. Rates subject to change.

 

Checking Account Rates

Product Minimum Deposit Minimum Required to earn APY* Interest Rate APY*
Basic Checking $10 $10 0.05% 0.05%
Relationship Checking $10 $100 0.15% 0.15%
eAccess Checking $10 $10 0.20% 0.20%

Rate may change after account is opened. Fees may reduce earnings.

Savings Account Rates

Product Minimum Deposit Minimum Required to earn APY* Interest Rate APY*
eAccess Savings $10 $10 0.35% 0.35%
Statement Savings $10 $100 0.05% 0.05%
Student Savings $10 $10 0.05% 0.05%
Nickels Savings Account $5 $10 0.10% 0.10%
Lucky Piggy Savings $25 $25 0.05% 0.05%

Rate may change after account is opened. Fees may reduce earnings.

Regulation D Transfer Limits - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be charged a $10.00 fee for each item in excess of the six, and be subject to closure by the Financial Institution.

Note: Basic Checking, Relationship Checking, and Nickels Savings Account can be opened at any of our branch locations, but not online. Click here to find the branch location closest to you.

Money Market Account Rates

Minimum Deposit Minimum Required to earn APY* Interest Rate APY*
$100.00 - $4,999.99 $100.00 0.10% 0.10%
$5,000.00 - $24,999.99 $5,000.00 0.10% 0.10%
$25,000.00 - $49,999.99 $25,000.00 0.10% 0.10%
$50,000.00 or more $50,000.00 0.15% 0.15%

Rate may change after account is opened. Fees may reduce earnings.

Regulation D Transfer Limits - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be charged a $10.00 fee for each item in excess of the six, and be subject to closure by the Financial Institution.

CD Rates (Certificates of Deposit)

Term Minimum Deposit Minimum Required to earn APY* Interest Rate APY*
6 Month $500 $500 0.25% 0.25%
15 Month $500 $500 0.35% 0.35%
18 Month $500 $500 0.35% 0.35%
1 Year $500 $500 0.35% 0.35%
2 Year Investment $100 $100 0.40% 0.40%
30 Month "Bump-Up" $500 $500 0.45% 0.45%
3 Year $500 $500 0.50% 0.50%
5 Year $500 $500 .65% .65%

Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings.

Click here to contact us for IRA rates & terms.

 

*APY=Annual Percentage Yield.

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