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Refinancing

Restructure your mortgage to get ahead financially.

Are you looking to lower your interest rate or pay off your home faster? Refinancing your mortgage with BankFive could help you achieve your goals. Whether you're ready to refinance or would like to talk with one of our mortgage specialists about your current situation, we're here to help our Massachusetts and Rhode Island neighbors.

Flexible options to help you reach your goals:

  • Various term lengths available
  • Fixed- and adjustable rate options
  • Cash-out refinancing available to eligible borrowers

Contact us today to schedule a consultation.
Special HELOC Offer

2.99% APR* Introductory rate for 12 months from date of funding. Wall Street Journal Prime Rate on a monthly float thereafter until maturity with a Floor of 3.25% APR*
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Trustpilot
November 25
My re financing was smooth and easy
My re financing was smooth and easy. Mike Gorman is amazing at what he does. I thank him for making my experience so easy.
Christopher
Trustpilot
November 24
I had no idea a refi could be headache free
This was the most pleasant, seamless mortgage refi experience I have ever had. Chris Craig and his team were so helpful in explaining the options for our recent refinance. I especially appreciated how responsive he and his team were to any questions I had throughout the process and the thorough explanations as to what to expect and timing. I would highly recommend Bank Five for your future lending needs.
Kari
Trustpilot
November 17
Very friendly and efficient
Very friendly and efficient .
Cindy Chaves
Trustpilot
November 11
Amazing pricing. Unbeatable service!
I recently obtained mortgage through BankFive. The pricing was unbelievable and the process was flawless. Christopher Craig was great to work with and kept me updated throughout the process. Thanks to the great work from the bank we were able to stay within the contract timeframe, close without any issues. I highly recommend working with Chris of you are in the market for a new home or on estment property.
Luan
Trustpilot
November 10
Working with the lender was as simple…
Working with the lender was as simple as possible. Very pleasant and helpful.
KENNETH
Trustpilot
November 10
quick and easy HELOC solution.
quick and easy HELOC solution.
Aaron
Trustpilot
October 27
Stephanie is our rep and is always so…
Stephanie is our rep and is always so helpful, Monica is processing a Mortgage for us now and she handles everything seamlessly. Always Personal service Thanks Bank Five Fred
Frederick
Trustpilot
October 20
so happy with bank 5 t you
so happy with bank 5 t you
Arilson
Trustpilot
October 20
Our Mortgage rep
Our Mortgage rep, Michael Mendonca, was focused, communicative, responsive and polite. He had a keen awareness of my anxieties and also of my goals. Bank5 was rather helpful and generous when our sellers missed the closing date because they had defective title. Bank5 extended our rate lock without additional fees, and we managed to close just 3 days past the original rate expiration. I already referred a friend, and will not hesitate to refer Michael and Bank5 at any opportunity.
K J Warren RI
Trustpilot
October 20
Jim Hanewich of BankFive
I was given Jim Hanewich name as someone who would be helpful in supporting our need for a mortgage. That was one of the most important steps in the process. Jim was professional, organized, great communicator and personable.....and did what was necessary for both ourselves and the BankFive underwriting process. Really impressive. Thanks. Michael
Michael
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