Skip to Main Content Skip to Sitemap

Cash-Out Refinancing

Restructure your mortgage to get the funds you need.

A cash-out refinance lets you tap into your home's equity without a Home Equity Loan or Line of Credit. You take out a new mortgage for more money than you currently owe on your existing one, and the difference between your old mortgage balance and your new mortgage balance is paid out to you in a lump sum* at closing.

Flexible options to help you reach your goals:

  • Various term lengths available
  • Fixed- and adjustable rate options
  • Available to eligible borrowers
Special HELOC Offer

2.99% APR* Introductory rate for 12 months from date of funding. Wall Street Journal Prime Rate on a monthly float thereafter until maturity with a Floor of 3.25% APR*
Learn More

* Closing costs and fees will impact cash-out amount. Availability and cash-out amount are both subject to loan-to-value ratio requirements.

July 21
The customer service w Susana Coito w…
The customer service w Susana Coito w our mortgage and Fran Oliviera setting up my checking out was nothing short of amazing work from both of them.
Justin Wotton
July 15
extremely efficient
extremely efficient, friendly, supportive, patient quick easy process closing was effortless and friendly
July 07
Great customer service - Monica
Monica Botelho worked with me on my closing and was excellent. She was responsive, easy to get a hold of, and supportive throughout the loan and home buying process. This was my first homebuying experience and she helped make it an easy process.
July 07
First Time Buyer - Fabulous Experience!!!
Jim Hanewich was phenomenal! This was my first time buying a home, and he provided clear, concise instructions and led me through the process from beginning to end. He made it so easy! We had to close within 30 days of the offer acceptance in order to be provided the 1 year home warranty the seller was offering, and he came through and got it done within 30 days! I will absolutely recommend Jim and BankFive to anyone I come in contact with that is in the market!!! Great Job Jim and BankFive team!!
Nicole Barton
July 07
Kevin McGoff is the best !!
Kevin McGoff is the best !!! He has been so informative and helpful throughout my experience with BankFive. He is the person who is on top of his game when it comes to banking and is there from the beginning to end to make sure that our process was done right and thorough. The other people from BankFive that also helped me refinance my property could not have been any easier to deal with. They were there when I had a question and they were well prepared for all documents that had to be ready in time for final closing. Can't say enough about BankFive and the people that work there !!
July 01
Monica Botelho
I had the absolute pleasure of working with Monica Botelho, who helped originate and provide us with the loan for our families home purchase. What I appreciated about Monica, was her honesty, professionalism, loyalty, and knowledge. Not only did she exceed these qualities, but also incredible response time with any questions I had. Monica took the burden off of us, and was available every step of the way. I would 100%, with zero reservations recommend using her if you are ever interested in buying or refinancing your home!
Trevor Calculator
June 24
The Bank 5 Loan Process and Staff Was Great!
My entire experience was great. My options were thoroughly explained, I was kept informed and up to date. All my questions were answered. I could not ask for more professionalism. The loan was processed in a very timely manner. Even my emails were responded to very quickly ( even when Janice, my Bank 5 loan person, was out of the office.) I absolutely would recommend Bank 5 and the staff to anyone. In fact, I have recommended my daughter, who is buying her first home, use Bank 5 for her mortgage.
June 23
Fantastic from start to finish.
Fantastic from start to finish.
June 19
Elizabeth Tetzner
Elizabeth Tetzner was great to work with! Timely, thorough, and provided very competitive rates.
Adam Saltzman
June 17
I recently worked with Elizabeth…
I recently worked with Elizabeth Tetzner and it was the 3rd time that I have worked with her over the last 18 months and she is fantastic. Super responsive, comes to you with solutions to your problems and always gets the best rate. I'll never go anywhere else and highly recommend her!
Bryan McWilliams
Powered by
Mortgage Resources
Find out how much home you can afford, review our homebuyer checklist, and check rates.