*APY - Annual Percentage Yield. Cited APY is a limited time offer good for new business accounts. No minimum balance required to open account. Minimum balance to earn interest is $10. Unlimited deposits. Account is subject to change at any time after the original minimum guaranteed rate. Rate may change after account is opened. Fees may reduce earnings. Regulation D Transfer Limits - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order of instruction. This includes checks, transactions at a point of sale (POS), online banking, voice response, and overdraft protection transfers. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.